Gareth Wilson slams Department for Infrastructure over slow motor insurance reform

DUP MLA Gareth Wilson has criticised the lack of tangible progress by the Department for Infrastructure in implementing recommendations from the Motor Insurance Taskforce, warning that motorists continue to face excessive insurance costs while government action remains slow.

Mr Wilson raised the issue through a recent Assembly Question, asking what steps had been taken since publication of the Taskforce's final report in December 2025. In response, Infrastructure Minister Liz Kimmins MLA confirmed that the Department is still considering the potential introduction of a Continuous Insurance Enforcement scheme and that officials remain engaged with stakeholders, with work ongoing.

Mr Wilson commented:

'The response from the Department for Infrastructure will be deeply frustrating for many motorists who are struggling with the soaring cost of motor insurance. The Motor Insurance Taskforce published its final report almost a year ago, yet the Department has made no tangible progress on any recommendations, despite DUP MPs ensuring that Northern Ireland was included in the scope of the report when it was being created.

The reality is that local people continue to pay some of the highest insurance costs anywhere in the United Kingdom. The burden falls particularly heavily on young drivers who are often faced with insurance quotes running into thousands of pounds before they have even turned a wheel.

At a time when households are already grappling with significant cost of living pressures, there needs to be a greater sense of urgency from the Department. Families cannot afford endless reviews and assessments while insurance costs continue to rise.

For many people in rural communities, access to a car is not a luxury. It is an essential part of daily life. People rely on their vehicles to get to work, access healthcare appointments, attend education and training opportunities, and support family members. When the cost of insurance becomes prohibitive, it effectively limits people's ability to participate fully in society.

The Department must now move beyond simply reviewing options and provide a clear timeline for delivering the recommendations that can help bring costs down. Motorists deserve to see meaningful action and measurable progress.

I will continue to press the Department to ensure this issue remains a priority. Local motorists need solutions, not further delays.'